It’s true that Wholesale Merchant Services is one of the leading credit card processing companies in Canada. However, we also offer a wide array of value added merchant services to help you continue to grow your business, increase your revenue and profits, and gain more customers.


Looking for quick access to working capital with:

  • No financials required
  • No fixed monthly payments
  • No set time frame to pay back
  • No effect on your personal credit

Sounds too good to be true? At Wholesale Merchant Services, we specialize in placing short-term alternative funding to help you, the independent business owner, grow your business. After all, we are the cash advance experts.

From $10,000 to $150,000 per location, we have bridged the gap between traditional bank financing serving as a funding source for our merchant customers. The amount of the advance is based on the average of your previous six months processing history.

How it works:

Let’s say you process an average of $60,000 a month in VISA/MasterCard charges over the last six months. You qualify for a cash advance up to $60,000 which you will receive in only 10-14 business days. Once you secure the advance, a predetermined percentage of your daily credit card receipts is automatically applied toward your advance balance. That’s it, no monthy payments, no set time frame to pay back. It’s that simple!

  • Competitive Rates
  • High Approval Rate
  • Simple Application
  • Flexible Financing Programs
  • Quick Funding

Sleep better at night knowing that in today’s demanding economy, Wholesale Merchant Services is there for you.

(Note: Alternative funding provided by third party institutions)


From large chain stores to nail salons to your local hardware store, more and more establishments are offering gift cards as an option for their customers. Not just for the holidays anymore, gift cards are a great way to increase revenue and profits for all retailers, restaurants, and other merchants year round.

  • Increase revenue profits and cash flow
  • Build your awareness through word of mouth advertising
  • Acquire new customers
  • Increase impulse purchases
  • Upsell card recipients at POS
  • Reduce cash back on returns

How it works:

Let’s say you buy a packet of 100 gift cards customized with your logo and branding. If your average gift card sale is $50, that’s $5000 in revenue you can generate. If you run at an average of 50% profit margin that is $2500 of pure profit in your pocket. In many cases, card recipients add their own money at the point-of-sale, increasing your revenue even more.

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